The Fidelity Banks - Fidellity State Bank & Trust Co.
We do business Right here at home.
  • Personal
  • Business
  • ATM & Debit Cards
  • About Us
  • Special Services
Business

 

Commercial Credit Services

Fidelity offers a full line of credit options for businesses, with competitive rates and flexible structure. When you have a financing need, you deserve both good advice and a prompt answer. Our officers have years of experience, knowledge of the market, and can help you find the right funding to reach your goal. We are locally owned and your loan decision is made right here in Topeka. Most answers are provided within 48 hours of receiving the required financing information, which includes:

  • 3 years financial statements and/or tax return on the business.
  • 3 years personal tax returns on owner(s).
  • Personal Financial Statement on owner(s).
  • Information on the asset(s) to be financed.

Please note that start-up businesses, real estate loans, and SBA guaranteed loans will have additional required documentation.

Real Estate Loans: Options are available for construction and/or long term financing, on both commercial and investment property.

Term Loans: Fidelity offers competitive rates with flexible terms to finance vehicles, equipment, or the purchase of a business. These loans can be new debt or refinancing, and are available with fixed or variable interest rates.

Lines of Credit: Help smooth cash flow by funding growth in inventory and/or accounts receivable.

Commercial Credit Cards: These cards can help you manage cash flow while minimizing bookkeeping expenses related to travel, entertainment, and supply purchases.

Fidelity participates in all Small Business Administration (SBA) loan programs, and issues both standby and international Letters of Credit.

 

 

We do business Right here at home
Member FDICEqual Housing Lender