If you maintain a loan or deposit accounts other than CD's or IRA's of more than $5,000 that have been with us for at least six (6) months, we will pay you .25% APY higher than our posted rates of CD's or IRA's with a term of 12 months or greater. This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. We do not accept brokered, out of the area, or other financial institutions deposits. We reserve the right to limit the amount of deposits for which we will pay this rate. For CD's that allow additional deposits, we will limit the maximum amount to $30,000.00.