The Fidelity Banks - Fidellity State Bank & Trust Co.
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CD & IRA

Certificates of Deposit

Certificates of Deposit (CDs) offer savings with insured security. Determine the length of your deposit with our short and long term certificate options...and start saving! View our current CD rates.

  Short Term CD Long Term CD
Length of Deposit  to 364 days 1 to 5 years
Minimum Deposit $1,000* $1,000
Set-up Fees None! None!
FDIC-insured Yes! Yes!
Additional Deposits Yes** Yes**
Early withdrawal penalty*** Yes**** Yes****

CD Disclosure:

* $500 minimum deposit to open Growth CD

** Short Term: Growth CD $25 or more at any time during the 12-month term

* * Long Term: Add-N-Earn CD $50 or more at any time during the 24-month term

*** An early withdrawal penalty will not be imposed under the following circumstances:

  • Following the death of an account holder
  • After an account holder is determined to be legally incompetent

**** Short Term: 90 day interest penalty; Long Term: 180 day interest penalty

 

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