The Fidelity Banks - Fidellity State Bank & Trust Co.
We do business Right here at home.
  • Personal
  • Business
  • ATM & Debit Cards
  • About Us
  • Special Services


Positive Pay

Positive Pay can drastically reduce fraud on accounts with large volumes of checks. The customer sends a computer file to the bank with check numbers and amounts. The bank then matches this list with the checks that are posting to the account. If a check does not match either in number or amount, or if that check number has already posted to the account, then an exception report is generated. The customer reviews the exception report and notifies the bank to either pay or return the check. The customer can also upload a file of cleared checks, eliminating the need for manual account reconciliation.

For additional information, please contact a member of our Commercial Department at (785) 295-2100, or at one of the following e-mail addresses:

Michael Meenen -

Noah Cross -

James Jeffries -

Mark Kossler -


We do business Right here at home
Member FDICEqual Housing Lender