The Fidelity Banks - Fidellity State Bank & Trust Co.
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Savings & Money Market Accounts

It's never too soon - or too late - to start a savings program. With our savings and money market accounts you will get competitive rates, earn daily interest accrual on balances over $5.00, and have FDIC insurance coverage. View our current rates here.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or organization that opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.

Once you've decided which account is right for you, click on the account type to apply.

ACCOUNTS BENEFITS Interest Paid Opening Deposit Service Charges & Withdrawals
Growth Savings with Relationship Checking Automatic Growth Savings transfers:
$6.25 a week OR
$12.50 twice a month OR
$25 a month
One easy savings/checking statement
Tiered interest rate, the more you save the more you earn
Monthly $25 No service charge.
One free withdrawal per month, additional withdrawals are $3.00 each
Omega Savings with Omega NOW Checking No minimum balance to maintain;
One easy savings/checking statement
Monthly $500 No service charge.
Two free withdrawals per month, additional withdrawals are $1.00 each
Regular Savings A traditional savings account that is easy to understand and maintain Quarterly $100 $5 monthly service charge waived if daily balance is above $300, service charge also waived first 90 days; two free withdrawals per month, additional withdrawals are $1.00 each
Minor Savings A great way for someone age 17 or younger to begin saving Quarterly $25 No monthly service charge.
Two free withdrawals per month, additional withdrawals are $1.00 each
Silver Savings Tiered interest rate, the more you save the more you earn Monthly $5,000 $10 monthly service charge waived if daily balance is above $5,000; two free withdrawals per month, additional withdrawals are $1.00 each
Super Savings Tiered interest rate, the more you save the more you earn;
Higher interest rate for balances over $50,000, $75,000, and $100,000
Monthly $30,000 $20 monthly service charge waived if daily balance is above $30,000; two free withdrawals per month, additional withdrawals are $1.00 each
Personal Money Market Ideal for individuals wanting to accrue a higher interest rate and still make a limited number of withdrawals Monthly $1,000 $10 monthly service charge if daily balance falls below $1,000; six transfers/withdrawals per month (three of which can be made via draft, check, or debit card)
Money Market Maximum Ideal for individuals wanting to accrue a higher interest rate and still make a limited number of withdrawals Monthly $15,000 $10 monthly service charge if daily balance falls below $15,000; six transfers/withdrawals per month (three of which can be made via draft, check, or debit card); $10 transaction fee applied if more than six

 

We do business Right here at home
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